Stumbling through Life

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How much do YOU care about your money?

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pile of money

Today, I want to talk a little bit about finances.  I don’t know if you’ve ever heard of this guy but Ramit is absolutely amazing.  He’s a personal finance guru just like a Suze Orman or whoever else is out there but for some reason, his approach is pretty unique.  I’ve never been someone (previously) who paid much attention to personal finance blogs or other information – in fact, I think most of it out there is pretty pointless.  It’s fairly obvious that if you bring your lunch to work vs. buying lunch everyday, you’re going to save money.  No way…really?!  What a revalation!

Fortunately, Ramit’s tips don’t really focus on that type of dialouge.  Ramit and his team focus on real strategies for earning more and saving more.  One of the first things I’d ever read by Ramit was focused on the CEO approach.  He was saying that to have income like a “CEO” you need to Cut Your Costs, Earn More Money and Optimize Your Spending.  It’s not a scam and you can (and should) read all about it here.

Ramit does an excellent job of not only telling you what to do but HOW to do it as well.  As an example, one of my favorite posts of his is related to the “E” of earning more money.  He suggests doing some freelance work.  While that’s all well and good, do you really think I’ve never thought of it before?  “I just don’t really know what I’d be able to do in terms of freelance work” was always my excuse.  (Side note but of importance – that’s one of the same reasons it’s taken me YEARS to start a blog — I just didn’t think I’d know what to write about.)  Anyway, the point is that’s just an excuse!  He literally walks you through different possible situations and makes it clear that freelance isn’t only for web designers and developers – there are plenty of things the more average Joe can do to make some extra cash.

I’m starting to ramble a bit but my point is simply this: check out this guy’s blog,, it’s totally worth it and his tips are terrific.  Even if you’re not crazy about saving money, you should do it.  It’s the first time I’ve heard real talk on personal finances that I’ve been able to connect with and I’m sure you will to.


Written by stumbler

August 19, 2009 at 1:09 pm